You’ll benefit from the trust, confidence, and security of knowing I am getting the best mortgage to suit your needs.
When it comes to securing the right mortgage, you deserve a professional who understands your unique needs. Whether you’re buying your first home, refinancing for an investment, or renewing your mortgage, I provide unbiased advice to help you make informed, confident decisions.
As a Mortgage Advisor with Kawartha Mortgage Group, part of Dominion Lending Centre, Canada’s largest mortgage brokerage network, I offer access to a wide range of mortgage products from big banks to private lenders. With the backing of world-class training, cutting-edge technology, marketing tools, and operational support, I’m here to make your mortgage process seamless and stress-free.
I live in Kawartha Lakes with my wife and two kids. Outside of work, you’ll find me at the arena coaching hockey, enjoying family-friendly adventures, staying active at the local gym. I am always willing to chat about the latest market trends.
When you’re ready to take the next step, Al Cripps, Mortgage Advisor, is here to help guide you through the process with expertise and care.
Al Cripps, Mortgage Advisor.
More Choices – banks are limited to around 5 products that they can offer you. They will try to fit you into one of their products even if the financial institution next door has a better one for you. Brokers have access to banks, credit unions, trust and mortgage companies as well as private lenders.
Better Representation – Brokers are your champions bankers are employees.
They put their employer first.
They won’t offer you the best rates unless you are a good negotiator.
Brokers are licenced by provincial organizations and have to follow a code of ethics which requires that we put the consumer first. We also negotiate the best rate, terms and conditions for you. If you need to break the mortgage before the end of the term, we can assist you with that and perhaps help you to avoid paying a penalty.
More Benefits – If you are moving into a home that is more than one year old, you probably do not have a home warranty. Brokers have 3 lenders who offer home warranties, which can cover repairs to the plumbing, heating and electrical systems with a small deductible. Two of the lenders even offer this as a complimentary service for the first year while the third lender offers it for the length of the mortgage. As Dominion Lending Centre brokers, we also have discounted rates for moving services and boxes from a large national moving company.
Congratulations.